Catastrophic Injuries
Catastrophic Injuries: How Maximus Law Helps Victims Rebuild Their Lives Catastrophic injuries are among the most devastating injuries a person can suffer. They often result in permanent disability, long-term medical care, and life-changing physical, emotional, and financial challenges. At Maximus Law, we understand that these injuries don’t just affect victims—they impact entire families. Our mission is to help catastrophic injury victims secure the full compensation and support they need to move forward with confidence. What Is a Catastrophic Injury? Catastrophic injuries typically involve severe damage to vital parts of the body, including the brain, spine, or limbs. Common examples include: These injuries frequently require long-term rehabilitation, home modifications, and ongoing medical support. How Maximus Law Can Help Catastrophic injury cases are complex, and insurance companies often try to minimize payouts. At Maximus Law, we take a personalized and aggressive approach to every case. Our team thoroughly investigates the cause of your injury, works with medical experts to assess long-term needs, and handles all negotiations with insurance companies on your behalf. We fight to ensure your compensation reflects not just your current expenses—but your future needs as well. Compensation You May Be Entitled To Victims of catastrophic injuries may recover compensation for: Get the Support You Deserve At Maximus Law, we are committed to helping catastrophic injury victims achieve full financial recovery and peace of mind. If you or a loved one has suffered a life-altering injury, contact us today for a free consultation. Let us fight for the justice and compensation you deserve.
Proposition 213
California law limits what uninsured drivers can recover after a crash — but you still have important rights. Learn how Proposition 213 works and how Maximus Law can help protect your claim. At Maximus Law, we know that not everyone on California’s roads has insurance — and sometimes, uninsured drivers are injured in accidents that weren’t their fault. If that’s you, you may be worried that you have no rights. The truth is more complicated: California’s Proposition 213 limits certain claims, but it doesn’t take away your right to compensation completely. This guide explains what Prop 213 is, how it affects uninsured drivers who didn’t cause their accident, and how our attorneys at Maximus Law can help you navigate your claim. WHAT IS PROPOSITION 213 drivers to carry insurance. It restricts what uninsured drivers can claim in a lawsuit after a crash. Key takeaway: If you were uninsured at the time of the accident, you can still collect money for financial losses — but not for pain and suffering. What You Can Still Claim as an Uninsured Driver Even if you were uninsured, you are still entitled to economic damages, which cover: These damages are critical for keeping your life on track after an accident — and Maximus Law can help you maximize them. This guide explains what Prop 213 is, how it affects uninsured drivers who didn’t cause their accident, and how our attorneys at Maximus Law can help you navigate your claim. What You Cannot Claim Under Prop 213 Uninsured drivers cannot claim non-economic damages, which include: For many people, this is the most frustrating part of Prop 213. But depending on your case, there may be ways around it Important Exceptions You Should Know Prop 213 has exceptions, and our attorneys know how to use them in your favor: “Not all cases are the same — exceptions may restore your rights.” Insurance companies often use Prop 213 as a weapon to reduce payouts. They may: That’s why having an attorney on your side makes a huge difference. How Maximus Law Can Help You At Maximus Law, we focus on standing up for injured drivers — especially those who feel the system is stacked against them. If you were uninsured but not at fault, we can: Our goal is simple: to make sure you get the most compensation California law allows. the bottom line At Maximus Law, we believe every injured driver deserves a fair chance at recovery — insurance or not. Proposition 213 may create obstacles, but it doesn’t erase your rights. Our team is here to stand by your side, challenge unfair insurance tactics, and fight for the compensation you deserve. Don’t navigate this alone. Reach out to Maximus Law today for a free consultation, and let us help you move forward with confidence.
Understanding Med Pay
Understanding Med Pay Coverage in California: How It Protects You After a Car Accident Medical Payments Coverage — or “Med Pay” — can help cover your medical bills after a crash, no matter who’s at fault. Here’s what every California driver should know. Accidents happen fast — and medical bills can follow even faster. In California, Medical Payments Coverage (Med Pay) is an optional type of car insurance that helps pay for medical expenses if you or your passengers are injured in a crash, regardless of who caused it. Many drivers overlook Med Pay, but it can make all the difference when facing unexpected hospital bills, ambulance costs, or rehabilitation expenses. What Is Med Pay Insurance? Med Pay is first-party coverage, meaning it protects you and your passengers directly through your own policy. It pays for reasonable and necessary medical expenses after a car accident — and you don’t have to wait for fault to be determined. It can also cover you or your family members if you’re: Payments go directly to your doctor or hospital, so you won’t have to pay out of pocket and wait for reimbursement. What Med Pay Covers Med Pay can help pay for: Med Pay has no deductibles or co-pays, and it applies per incident rather than per year — meaning there’s no annual cap on how often you can use it. Coverage typically starts at $1,000 and can go up to $25,000 or more per person. What Med Pay Does Not Cover While Med Pay is a valuable safety net, it’s limited to medical costs. It does not cover: To recover these broader damages, you’ll need to file a personal injury claim against the at-fault driver’s liability insurance or pursue legal action. How Med Pay Works With Other Insurance If you have health insurance, Med Pay can still help cover costs your health plan doesn’t — like high deductibles, co-pays, or treatments not covered by your provider. If you lack health insurance entirely, Med Pay can ensure you still get timely medical care without financial delay. Even better, California law prevents insurers from raising your rates after a Med Pay claim if you weren’t at fault in the accident. The “Made Whole” Rule: Keeping What You Deserve If another driver is responsible for your injuries, your insurer may try to get reimbursed from your eventual settlement — this is called subrogation. However, California’s “Made Whole Doctrine” protects you:You don’t have to repay your insurer until you’ve been fully compensated for all your accident-related losses. An experienced California car accident lawyer can make sure your settlement reflects your total damages and that your insurer’s reimbursement demand is fair and lawful. Why Med Pay Is Worth Considering Even if you’re a cautious driver, you can’t control others on the road. Med Pay ensures that you, your family, and your passengers are protected in almost any vehicle-related injury scenario — from a freeway collision to a rideshare accident. At a relatively low monthly cost, it’s one of the simplest ways to add financial protection and peace of mind to your auto policy. Is there a deadline to use my Med Pay Coverage? Med Pay doesn’t have a traditional statute of limitations, but most insurance policies require you to submit medical bills within about one year of the accident. The exact deadline depends on your policy. While it’s rare, if a Med Pay claim is wrongfully denied, you generally have four years to sue for breach of contract and two years for insurance bad faith. These timelines are separate from your personal injury deadline. Conclusion: Maximize Your Coverage, Protect Your Future When an accident happens, medical bills shouldn’t stand in your way. Medical Payments Coverage offers quick relief and immediate protection — but it’s just one part of your recovery strategy. Call Maximus Law today for a free consultation.Our attorneys help injured passengers and drivers throughout Los Angeles understand their insurance rights and pursue the full compensation they deserve — from Med Pay to personal injury claims. Maximus Law, A.P.C. — Protecting Victims. Pursuing Justice.
What Happens When a Driver Follows Too Close?
Understanding Liability in California Tailgating is one of the top causes of rear-end crashes. If you were hit by a driver who followed too closely, you have rights — and it’s a reminder for everyone to drive safer on our roads. Driving in Los Angeles means navigating tight lanes, sudden stops, and unpredictable traffic. But when someone follows too closely, the risk of a collision increases dramatically. In fact, recent data shows that about 40% of all rear-end crashes happen because a driver was tailgating. If you were injured by a tailgater, understanding liability is crucial — and so is knowing how to stay safe on California roads. What Is Considered “Driving Too Close” in California? Under California Vehicle Code §21703, drivers must allow enough space to stop safely. This distance varies depending on: Tailgating is legally considered negligent driving — and when it leads to a crash, the tailgater is usually responsible. Why Tailgating Is So Dangerous Following too closely leaves almost no time to react. Even a minor distraction — adjusting the radio, checking mirrors, or tapping the brakes — can lead to a collision. Tailgating causes crashes because: In busy LA traffic, tailgating is simply unsafe for everyone. Accidents Commonly Caused by Tailgating Tailgating often leads to: Even low-speed impacts can cause serious injuries, especially whiplash and back trauma. Who Is At Fault When a Driver Follows Too Closely? In most cases, the rear driver is at fault because every driver must maintain a safe following distance. Tailgating violates this duty of care. Exceptions are rare, but could include: Still, the vast majority of tailgating crashes point to the rear driver’s negligence. How to Avoid a Tailgating Accident (For Everyone on the Road) Whether you’ve been hit before or just want safer streets, here are tips that genuinely help prevent tailgating crashes: 1. Use the 3-Second Rule Leave at least three seconds of space between you and the car ahead. Increase to five seconds in rain or heavy traffic. 2. Avoid Sudden Braking Brake smoothly when possible. Fast, unexpected braking can catch a tailgater off guard. 3. Stay in the Right Lane When Possible Left-lane drivers often attract impatient tailgaters. When safe, move right and allow space. 4. Don’t Engage With Aggressive Drivers If someone tailgates aggressively: 5. Always Use Your Signals Signaling ahead of turns or lane changes gives drivers behind you more time to respond. 6. Keep Your Brake Lights and Tail Lights Working Faulty lights can confuse drivers behind you — and increase crash risks. 7. Adjust to Road Conditions Wet roads, nighttime driving, debris, or construction require additional space. These small choices can prevent serious accidents and keep everyone safer on California roads. Hurt in an Auto Accident? How Maximus Law Helps 📞 Call Maximus Law today for a free consultation.We fight for victims. You focus on healing.Maximus Law, A.P.C. — Protecting Victims. Pursuing Justice. Call: 866-863-2274
Premises Liability in California
Premises Liability in California: What Injured Victims Need to Know Property owners have a legal duty to keep their premises safe. If you were injured due to dangerous conditions on someone else’s property, you may be entitled to compensation. Every day, people visit stores, walk through parking lots, enter apartment buildings, and spend time on properties owned by others. Most of the time, nothing goes wrong. But when a property owner fails to keep their premises safe, innocent people can suffer life-changing injuries. At Maximus Law, we represent victims of slip and falls, unsafe property conditions, inadequate security incidents, dog bites, and more. Here’s what you need to know about premises liability in California—and how we can help. What Is Premises Liability? Premises liability is a type of personal injury law that holds property owners and occupiers responsible for maintaining safe conditions on their properties.Choose Between Automated Trading or AI-Powered Manual Signals learn more. Under California law, owners have a duty of care to: When they fail in this duty and someone is injured, they can be held legally and financially responsible. Who Can Be Held Responsible? Common Types of Premises Liability Accidents Premises liability claims cover a wide range of hazardous conditions. Some of the most common include: 1. Slip and Falls Caused by: 2. Trip and Falls Often due to: 3. Inadequate Lighting Dark walkways, stairwells, and parking lots increase the risk of falls and criminal activity. 4. Unsafe Stairways Broken steps, weak handrails, and loose carpeting can cause serious injuries. 5. Dog Bites or Animal Attacks Property owners may be responsible if a dangerous animal injures a visitor. 6. Inadequate Security Property owners must provide reasonable security measures, such as: If a crime occurs because the property lacked basic protection, the owner may be liable. Common Injuries in Premises Liability Claims What You Must Prove in a Premises Liability Case To win a California premises liability case, you must show that: Maximus Law handles this investigation for you—gathering evidence, reviewing safety records, securing photos, interviewing witnesses, and consulting with experts. Why Premises Liability Cases Are Challenging Insurance companies regularly try to blame the victim by claiming: We know these tactics—and we know how to prove negligence, even when the owner denies responsibility. What To Do After a Premises Liability Injury 🚨 What To Do After a Premises Liability Injury Step 1 — Take photos of the hazardStep 2 — Report it to the property owner/managerStep 3 — Get witness names & statementsStep 4 — Seek medical care immediatelyStep 5 — Do NOT give statements to insurersStep 6 — Call Maximus Law before signing anything How Maximus Law Helps Premises Liability Victims We take a comprehensive approach to building your case by: We pursue compensation for: Our goal is simple: maximize your recovery and help you move forward. Conclusion: Injured Due to Unsafe Property Conditions? We’re Here to Help. You shouldn’t have to face the legal battle alone.If a property owner failed to provide a safe environment and you were hurt, Maximus Law is ready to fight for you. 📞 Call Maximus Law today for a free consultation.We handle the insurance companies while you focus on healing. Maximus Law, A.P.C.Protecting Victims. Pursuing Justice.Call us today: 866-863-2274
Injured in an Uber or Lyft?
Injured in an Uber or Lyft? Know Your Passenger Rights in California Rideshare accidents can be confusing — here’s what every Uber and Lyft passenger in Los Angeles should know about protecting their health and their claim. Los Angeles lives on rideshare. From quick commutes across Downtown to late-night rides home from Santa Monica, apps like Uber and Lyft keep the city moving.But when your ride ends in a crash, the experience can turn chaotic fast. Whose insurance covers you? What steps should you take? Here’s a clear breakdown of your rights as a rideshare passenger, how Uber and Lyft insurance works, and what to do if you’re injured on public transit too. Your Rights as a Rideshare Passenger A concerned passenger in the back seat of a car, holding a phone with the Uber/Lyft logo visible. You have the same legal protections as any other passenger in California. If you were injured in an accident while using Uber or Lyft, you can pursue compensation for: Rideshare drivers — and the companies they drive for — have a duty of care to keep passengers safe. When negligence causes a crash, you have every right to seek recovery. Understanding Uber and Lyft Insurance Coverage Rideshare insurance can be confusing, but here’s how it generally works: Even with this safety net, multiple insurers often dispute who’s responsible — that’s where a rideshare accident attorney helps ensure you get full and fair compensation. What to Do Right After a Rideshare Accident These first steps can make or break your claim — especially when rideshare companies try to limit their payout. What About Public Transportation Accidents? Even if your accident didn’t involve a rideshare, public transportation passengers have rights too.If you’re injured on an LA Metro bus, DASH shuttle, or Metrolink train, your case involves government liability — and the process is different from a regular car crash claim.Innovative Tools for Next-Gen Investors.Even if your accident didn’t involve a rideshare, public transportation passengers have rights too.If you’re injured on an LA Metro bus, DASH shuttle, or Metrolink train, your case involves government liability — and the process is different from a regular car crash claim https://celticwealth.org/. Public transportation claims can be complex, but compensation is available for medical costs, lost wages, and pain and suffering. Act fast to protect your case. How Much Compensation Can You Get as a Rideshare Passenger? Every rideshare accident is different, but your compensation can include: An attorney will calculate the full picture — not just what Uber or Lyft’s insurer initially offers. Why You Should Call a Rideshare Accident Lawyer Rideshare claims can pit you against billion-dollar companies and multiple insurance carriers. Maximus Law knows how to level the playing field.We investigate the crash, preserve evidence, and fight to ensure Uber, Lyft, and their insurers honor your rights under California law. Conclusion: Stay Protected — and Take Action Whether you’re injured in a rideshare or on public transit, your recovery and legal claim deserve attention right away. 📞 Call Maximus Law today for a free consultation.Our Los Angeles-based attorneys specialize in rideshare, passenger, and public transportation accidents.We handle the legal details — you focus on getting better. Maximus Law, A.P.C. — Protecting Victims. Pursuing Justice.Call Today: 833-863-2274